2012 and Counting..

I just realized that I have yet to list down what I want to achieve in 2012. There's a bunch of things that I want than I could actually do. I better be realistic about what are the things I want to achieve or I'll lose interest in making a list next year. And of course, being able to achieve my list would probably be my proudest moment for 2012.

Let's begin, shall we?

1) Purchase a car with my own money
I was thinking of getting an affordable car for my convenience's sake. 20 cents not around much and I desperately need a car to drive around on weekends to do my chores and of course, to church. I was actually calculating of how much I need to pay for a car. It seems impossible but I believe I can manage it.

2) Increment and bonus
I was told countless times that this year will be a tough year for the finance and banking industry. But I refused to listen to all these. I believe in preparing for the best and never the worst..therefore, increment and bonus I'll get. After all, it is the year of Much More Surpassing Favors.

3) Financially independent
I have probably achieve this one by 50% already. I am living on my own and I pay everything on my own. One thing I need to do is give a little bit more of money to my parents. And of course, the plans I want to do for 2012 for my own finances.. I know I can do it. I just need to be more prudent about my expenses. I'll try hard to avoid impulsive shopping. It's kinda hard sometimes to say NO to sales. Oh damn!

4) Paying for my own and first trip
Usually, my trips are paid and sponsored by my parentals and of course, my Grandma. Now that I am earning.. I want to pay for my own trip. I was thinking of Langkawi or Singapore end of this year and pay with my own hard earned cash. Bangkok is actually where I want to go but it seems a little ambitious because I have other commitments.

5) Giving tithes and hopefully, first fruit
I always wanted to give this. But I am unsure when I should do it because I often calculate what commitments I need to pay off and the stupid me brushes off the tithing part. I know it's not a must thing to do but I do want to tithe. I shall hope that I'll be able to tithe this year and of course, giving my first fruit too.

6) Read more books!
I read a lot last year. I managed to read at least one book per month. But this year, I have yet to read even a book. Visited Big Bad Wolf Sale last year and I have yet to really start reading the books. Oh gosh! I miss reading so much and I must, must read more because it makes me feel smart. Oh yea.. loan Francis' The Edge copies to read more about the financial industry because I think it's crucial as a part of my job and of course, finally understanding what other people are talking about too. Aim: 1 book per month.

Of course, I got aplenty of things I want to achieve. But these are the things I could think of. I shall add more when I am mentally awake. It's almost three in the morning and I am awake to blog about this. For now, I shall try hard to achieve this list of mine. It's gonna be a great year for me because it's the Year of Much More Surpassing Favors. :)