Life's Like This

I've been procrastinating a lot recently. I have an exam next Friday and I am still reading like one chapter out of that 12638393 chapters about finance and banking. What else? I have yet to unpack since I moved in like 2 months ago. There's so much to do! I can do this! I just need to stay away from the procrastinator in me. It's just so hard! I am easily distracted by the bed because I have been so tired recently. I wonder why.. old age must be catching up with me.

Went back to Ipoh last weekend for some TLC. I had lunch with my aunt and grandma and and and.. I paid for it ! It feels so good to finally pay for them after years of them paying my meals. It's like me saying.. I am financially independent like that. What else did I do? Oh yea.. went out with my school friends from 930pm till 4am. It's been awhile since I did that.. but it was aplenty of fun to catch up with them. I am the only one among them working in KL. It sucks to know that I am so far away from them. I miss them so much already!

I had a freaky incident last Sunday. Oh wait.. that's yesterday right? Went drinking with my friends and I swiped the bill with my card so I had like lots of cash in my hands. I disliked the idea of carrying too much cash in my hands because yes, I had traumatic experience having my cash snatched away from me. So I went over to the bank to deposit my cash. Deposited it and the machine said "Hardware Error." The notes were retained inside and there wasn't any receipt. I was like nooooooooooooo.. no way this is happening to me. I calmly check my balance hoping that it's banked in already. I was wrong!! Called the hotline in the bank and they told me that they will report my case to the branch. I was like.. alright, I trust this bank. Waited for their call. None. So, I called again for 3 times. First time, I got the direct line number to the branch. Second time, I was told that they will call me after 2pm regarding the money. Third time. I was told that my money will be bank in by tonight. Checked balance and NO.. there's NO freaking money in my bank account.

Worst of all, I had a case study like that for my soft skills class. Deja vu or what?? I am gonna bug them till I get my money banked in or else.. I'll go crazy!! I was calm and composed because I really, really have great trust towards this bank until the false promises given to me. Come on la.. I work in the bank too and I would want to solve my customers' problems as soon as possible especially when something like this happened. But no.. the third call.. the lady who handled my call didn't even ask for my details and gave me a promise that the money will be bank in today. I am so disappointed with their customer service.

I just made a few goals for my personal financial ermm.. what's the word.. goals? Anyway, I just want to achieve this goal in a year and I'll make sure I achieve it. So, I'll be ermm.. financially independent than I thought I could be. The goals are:

1) RM x,xxx amount in my FD
2) RM1 per day from today
3) Say NO to impulsive shopping!

I guess these three goals should be sufficient enough to achieve. I need to make sure I stick to all these so I will be a better person in handling my own finances. I do not want to be those Gen Y kids that are headlines of credit cards problems and worst, a bankrupt! The news freaked me out like a lot!

Anyway, back to my studies. Wish me luck, everyone! I can do this!